The standard underwriting rate for either owner's insurance, leasehold insurance, or mortgage insurance, shall be calculated according to the following rate schedule:
| Policy Liability | Rate per $1,000 or Fraction Thereof |
| $0 - $100,000 | $5.25 |
| $100,001 - $500,000 | add $4.25 |
| $500,001 - $2 million | add $2.75 |
| Over $2 million | add $2.00 |
